How Risk Effects Homeowners Read the short article found at this linkhttp://www.homeownersinsurance.

How Risk Effects Homeowners

Read the short article found at this linkhttp://www.homeownersinsurance.org/how-risk-affects-your-homeowners-insurance-policy/

Annexation of townships, cities, and municipalities has come up a few times in Central Indiana in the last few years. In one such case some residents of Geist did not want to be annexed by Fishers. While their concerns were about taxes and property values, another consideration is insurance. Homeowners insurance can be effected by zip codes and their association with the zip codes of neighborhoods with higher crime rates, or incidences of property loss. Do you think this is a fair way to assess individuals risk level? Why/Why not?

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